Course Description

Do you have the information you need to make decisions about your financial goals?  At our Investing 101 Workshop, you will learn key principles of saving and investing, and also learn specific strategies to help you reach your long-term financial goals.  The cost is just $69.  Two Household members may attend both sessions together for just $99.

Applied

Sessions are designed to provide maximum opportunity for application of course topics to the participant’s personal development and financial needs.

Convenient

Sessions are for just 1 hour a week for 8 weeks to allow ease of scheduling and low impact on participants’ schedule. 

Affordable

The training is reasonably priced at just $69 for 8 hours of training. 

Program Schedule Session I

Week 1 - Rules of the Road
5:30-6:30 PM Tuesday February 5, 2019

Why are some people more successful investors than others? Luck? Probably not. Do they know a “secret?” Definitely

not – because there are no real secrets to investing. But there are rules you can follow to work toward your goals.

Join us for our Rules of the Road presentation. You’ll learn:

  • The most common investing mistakes and how to avoid them
  • Investing strategies to help reach your long-term goals
  • What you can do now to prepare for retirement

Week 2  - Ready or Not? Preparing for the Unexpected
5:30-6:30 PM Tuesday February 12, 2019

Life is full of surprises. A job loss, prolonged illness or unexpected loss of a family member can have a big impact on your family and your financial situation. Join us for Ready or Not? Preparing for the Unexpected to discover how to put yourself in a better-position to keep your financial strategy from veering off course.  You’ll learn:

  • Risks you may not be aware of
  • Strategies or tools for addressing those risks
  • Life changes that may require you to review your strategy

Though you can’t predict the unexpected, you can prepare for it. During this presentation we’ll show you how.

Week 3 - Stocks: The Nuts and Bolts
5:30-6:30 PM Tuesday  February 19, 2019

As you consider your long-term financial goals, how do stocks measure up? In less than 60 minutes, you can evaluate how this type of investment may fit into your overall strategy. Stocks: The Nuts and Bolts covers:

  • The differences between common and preferred stock
  • Dividends
  • Investment strategy
  • Different ways to own stock

This program is specifically tailored for individuals like you who are serious about their financial goals – whether you’re just getting started or seeking perspective as a well-seasoned investor.

Week 4- Focus on Fixed Income
5:30-6:30 PM Tuesday  February 26, 2019

Owning investments that may provide you with a regular income can be a smart decision. That’s why it’s a good idea to learn how fixed-income investments such as bonds may help you to reach your financial goals. Attend our Focus on Fixed Income seminar to learn more about:

  • Bond characteristics and features
  • The relationship between interest rates and bond prices
  • Tax advantages of municipal bonds
  • How bonds may help you weather fluctuating markets

Week 5 - An Investor's Tour of Mutual Funds
5:30-6:30 PM Tuesday  March 5, 2019

Mutual funds may play a major role as you try to reach your long-term financial goals. An Investor’s Tour of Mutual Funds provides a detailed look at the features, benefits and risks associated with this type of investment as well as guidance to help empower you as you explore the multitude of funds available.

Week 6 - Retirement By Design 
5:30-6:30 PM Tuesday  March 12, 2019

Thinking about retirement can bring to mind some questions:

  • What will I do when I retire?
  • Am I saving enough?
  • Will I even be able to retire?

Join us for our presentation Retirement by Design. We’ll discuss how you can translate your vision for retirement into tangible goals. Whether you are 10 or 40 years from retirement, you’ll learn investment strategies you can use now to help design the retirement you want tomorrow.

Week 7 - Tax-free Investing: It's Not What You Make, It's What You Keep
5:30-6:30
PM Tuesday  March 19, 2019

There are several strategies to help reduce your tax burden.

Choosing tax-advantaged investments is one of them.

Join us for our seminar Tax-free Investing: It’s Not What You Make, It’s What You Keep. You’ll learn about:

  • Tax-advantaged investments and their features
  • Tax-free investment returns vs. taxable investment returns
  • Three ways to purchase municipal bonds
  • How tax-free investing can help you achieve your goals

Week 8 - Preparing Your Estate Plan*
5:30-6:30 PM Tuesday  March 26, 2019

It’s a topic people tend to put off or ignore, but one of the most important things you can do is to develop a sound estate plan. Doing so lets you take a giant step toward a more secure future for yourself and generations to come.

Attend our Preparing Your Estate Plan presentation and you’ll learn more about:

  • • What to consider when creating your will
  • • The benefits of trusts in estate planning
  • • How to help reduce taxes on your estate
  • • How insurance can help protect your family

*An Estate Attorney will be present for this session

Instructors

Mr. Lee Humphrey and Mr. Wayne Wallace

Lee's Bio:

Lee Humphrey has been a financial advisor with Edward Jones since 2004. He specialized with working with individuals and business to plan for their future goals. He is a graduate of Montana State University Billings. Lee is also a CFP® (Certified Financial Planner™) and holds his masters of science in personal financial planning.

Wayne's Bio:

Wayne Wallace has been a financial advisor with Edward Jones since 2005. He specialized with working with individuals and business to plan for their future goals. He is a graduate of United States Military Academy at West Point, New York. Wayne is also a CFP® (Certified Financial Planner™) and holds his masters of science in personal financial planning.

About CFP™  (Certified Financial Planner™)

A professional designation granted by the Certified Financial Planner Board of Standards, Inc. The CFP designation represents the individual's ability to apply financial planning knowledge to client-specific situations in the areas of financial planning, taxes, insurance, estate planning and retirement. Before a financial professional can be certified as a CFP, the individual must complete the CFP Board's certification process consisting of initial requirements in Education, Examination, Experience and Ethics. Applicants for certification must also have a bachelor's degree (or higher), or its equivalent, from an accredited college or university in order to obtain certification.

Who Should Enroll

All investors, including but not limited to individuals looking to retire in the near future or 25 years from now

Program Cost

Just $69 per person. Program cost includes all course materials.*

*The price is just $99 for two household members attending together and sharing one set of course materials.

Contact Information

To find out more about this and other training programs, please call

MSU Billings Extended Campus

406 896-5872

Or visit our website at msubillings.edu/extended campus

Course Sponsors

Edward Jones