Be Money Smart

How to Avoid Identity Theft

Avoid Identity Theft signIdentity theft is a serious crime that occurs when someone’s personal, identifying information is stolen and then used to commit fraud or other crimes.


Identity theft is one of the fastest growing crimes in the United States. The Federal Trade Commission has estimated that as many as 9 million U.S. residents have their identities stolen every year.


Personal, Identifying Information – Examples

  • Social Security Number
  • Credit card and banking account numbers
  • Usernames
  • Passwords
  • Patient Records

What is “Fraudulent Use” of Someone’s Identity?

  • Opening new credit accounts in the victim’s name
  • Taking out loans in the victim’s name
  • Stealing money from the victim’s bank account
  • Using the victim’s credit account to make purchases
  • Damaging victim’s credit – means victim can’t get credit in the future

Tips for Fighting Identity Theft

  • Be cautious when giving personal details over the internet and phone
  • Refuse to give account details to unsolicited calls or emails
  • Don’t carry your social security card unless you need it
  • Be protective of PIN numbers
  • Change passwords regularly
  • Monitor your credit report
  • Inspect your bank statements

If You Suspect or Fear Identity Theft

Use these resources:

For More Information


solidfinances-icon-blueListen to this webinar and download information about how to protect yourself from identity theft.

Guarding Against Identity Theft